If you're purchasing packages at sweepstakes casinos, using a cash back credit card adds an extra 1.5%–3% RTP on every purchase. That means every dollar you spend on a package earns you credit card rewards on top of whatever SC value you receive — a free edge that compounds over time.
Recommended Cards
These three no-annual-fee cards are solid picks for package churning:
| Card | Cash Back | Annual Fee | Intro APR |
|---|---|---|---|
| Chase Freedom Unlimited | 1.5% on all purchases | $0 | 0% for 15 months |
| Citi Double Cash | 2% (1% on purchase, 1% on payment) | $0 | 0% on BT for 18 months |
| Wells Fargo Active Cash | 2% unlimited on purchases | $0 | N/A |
Why This Matters
When you're churning packages, even a small edge adds up. If you spend $500/month on packages across multiple casinos, a 2% cash back card earns you $10/month passively— $120/year — just for using the right card. That's free money on top of your SC profits.
Key Considerations
- Credit score impact: Frequently opening and closing credit cards can negatively affect your credit score. Apply strategically.
- New account limits:Some issuers have rules limiting how many new accounts you can open. For example, Chase's 5/24 rule may deny applications if you've opened more than five cards in 24 months.
- Always pay in full: Pay off your balance every month to avoid interest charges. Carrying a balance quickly eliminates any cash back benefit and can lead to debt that far outweighs your rewards.
Bottom Line
A no-annual-fee 2% cash back card is one of the easiest edges you can stack. It costs nothing, requires no extra effort, and directly increases your RTP on every package purchase.